In short
The AI works with the numbers you already see in the current Me / Person / All filter, and can turn them into analyses and a short summary (briefing) in the AI chat.
Analyses
- Overview: cash runway and savings rate (30, 90 and 365 days)
- Actuals: large bookings, category mix and new recurring payees
- Holdings and Activity: concentration and results (realised using FIFO per person, unrealised at market value). It only shows taxes on sells as an illustration of amounts already booked.
These numbers come from the app's calculations, not from arithmetic invented by the model.
Briefing
An optional summary in the AI chat, not a page of its own. It uses holdings and activity in the current filter, never asks you to paste in tickers and doesn't search the web. Each line names a fact, evidence from the app, and whether it's material in your numbers.
What the AI declines
Buy, sell or hold recommendations, statements about what suits you, product switches, tax consequences or invented news. If data is missing, it says so.
Heavier analyses use more AI credits than a chat message.
Was this helpful?
Related articles
- What are AI credits, and what happens when they run out? AI credits are your monthly allowance for AI features: Solo includes 200 credits a month per person, Family 300 credits a month for the whole household. On every plan they're back to full on the 1st of the month.
- How do I open and use the AI chat? Tap the spark at the top right of the header, or open search (⌘K) and choose Ask Westara. The AI chat is included on Solo and Family. You don't need your own AI account.