Terms of use

1. Provider and scope

The provider is Olga Graf und Marco Graf GbR, Mittelweg 26, 60318 Frankfurt am Main, Deutschland (brand: Westara). These terms apply to the public website and cloud SaaS offering. Self-hosted / Sovereign installs may be subject to separate licence terms.

2. Service description

Westara provides tools for a private overview of household budget, spending, and investment assets (e.g. brokerage, cash, Bitcoin where enabled). Features depend on the selected plan as described on the plans page and in-account. We may evolve features while preserving core utility.

3. No financial, investment, or tax advice

Westara is software for organising and displaying your data. We do not provide investment advice, portfolio management, tax advice, or legal advice. AI outputs and metrics are non-binding assistance. Decisions remain yours.

4. Registration and account

An account is required for the app. You must provide accurate information, keep credentials confidential, and notify us of misuse. Registration may be limited or invite-only during early access.

5. Plans, prices, and payment

Free and paid plans are available. Current prices appear on the plans page and, unless stated otherwise, include statutory VAT (incl. VAT) for consumers in the EU. Billing runs through Stripe. Upgrades, downgrades, and cancellations are managed in-account where enabled.

6. Trials

Where a free trial (e.g. 34 days) is offered, the plans page conditions apply. After the trial, paid features may end unless a paid subscription starts. “No credit card” applies only where expressly advertised and implemented.

7. Term and cancellation

Free use may end anytime by deleting the account. Paid subscriptions run for the selected period and renew as agreed at checkout until cancelled. You can usually cancel anytime effective at period end in-account. Extraordinary termination for cause remains unaffected.

8. Right of withdrawal (EU/EEA consumers)

If you are a consumer in the EU/EEA, you generally have a right of withdrawal for distance contracts.

• Withdrawal period: 14 days from conclusion of the contract
• Exercise by clear statement (e.g. email to the imprint address) before the deadline
• Effects: we reimburse all payments without undue delay and at the latest within 14 days of receiving the withdrawal, using the same means of payment unless expressly agreed otherwise
• Early performance of digital services: if you expressly request that we begin before the withdrawal period ends and acknowledge that you lose the right of withdrawal once performance has fully begun, the right may expire under applicable consumer law. Checkout will show the precise notice where applicable

9. Model withdrawal form

To: Olga Graf und Marco Graf GbR, Mittelweg 26, 60318 Frankfurt am Main, Deutschland, email: early-access@westara.io

I/We hereby withdraw from the contract concluded by me/us for the following service: Westara SaaS subscription. Ordered on / received on: ___. Name: ___. Address: ___. Date: ___. Signature (only if on paper): ___.

10. Acceptable use

You receive a simple, non-transferable right to use Westara as intended under your plan. You must not abuse the service, bypass security, introduce malware, or infringe third-party rights. You are responsible for the lawfulness of data you import.

11. Availability

We aim for high availability but do not guarantee uninterrupted access. Maintenance, force majeure, and infrastructure provider outages may cause interruptions. For self-hosted installs, operations are your responsibility.

12. Liability

We are liable without limitation for intent and gross negligence, injury to life, body, or health, and under the Product Liability Act. For slight negligence we are liable only for breach of essential contractual duties (cardinal duties), limited to foreseeable, typical damage. Liability for lost profits, indirect damages, and data loss is excluded to the extent permitted by law, except where caused intentionally or by gross negligence. You should keep your own exports/backups.

13. Privacy

Our privacy policy applies in addition. Processors and international transfers are described there.

14. Changes to these terms

We may update these terms for valid reasons (e.g. legal changes, new features). We will inform you of material changes in an appropriate way (e.g. email or in-app notice). If you do not object within a reasonable period and continue use, the new terms apply where legally permitted. We will point out your right to object.

15. Final provisions

The laws of the Federal Republic of Germany apply, excluding the UN CISG. Mandatory consumer protections of your country of residence remain unaffected. Venue for merchants is Frankfurt am Main where permitted. If any clause is invalid, the remainder stays in force.

Contact: early-access@westara.io