In short
On the Family plan, the money pages have a filter: Me, another person in the household, or All. You'll find it on the Overview, Accounts, Actuals, Budget, Activity, Holdings and the reports.
- Me: only your accounts and bookings.
- A person's name: only their data. Owners and Admins can choose this view. A Member can only switch to Me; a Viewer never switches.
- All: the household's totals combined. What each person paid (cost basis using FIFO) stays per person. All doesn't invent a shared cost basis.
The AI chat and Explain (included in every plan, not an AI feature) follow the same filter. IBANs are never sent to the AI.
The filter isn't a second shared budget and isn't a switch for hiding accounts. A label such as mine, joint or partner on an account is just a label, not access control.